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Relax and enjoy your time on the water. We've got you covered.
Whether you’re pulling up to your favorite sandbar, dropping anchor for a swim, or enjoying the view at a leisurely pace, we’ve got you covered.
Your pontoon boat is all about comfort, fun, and making memories with family and friends. It’s the perfect way to enjoy the water while bringing everyone along for the adventure. At Great Lakes Marine Insurance, we provide dependable coverage designed for the way you use your pontoon—so every outing is smooth, safe, and stress-free. With our quick and easy quote process, you’ll be ready to hit the water with confidence.
Pontoon Boat Coverage Options
Liability Insurance
From minor mishaps to major accidents, liability insurance protects you against the costs of property damage or injuries you may be responsible for. With the right coverage in place, you can cruise worry-free, knowing you’re financially protected no matter what comes your way.Comprehensive & Collision Coverage
Not all risks come from other boats. Comprehensive coverage protects your pontoon from events beyond your control, such as theft, vandalism, fire, or natural disasters—even while it’s in storage. Collision coverage steps in when your pontoon is damaged from hitting another boat, dock, or object, ensuring you’re covered for repairs or replacement.Uninsured/Underinsured Boater Coverage
Unfortunately, not every boater carries proper insurance. If you’re involved in an accident with someone who doesn’t have enough coverage—or in a hit-and-run situation—this protection helps cover repair costs and medical expenses, giving you an extra layer of security.
Medical Coverage
Accidents can happen when you least expect them. Medical coverage ensures you and your passengers are protected, covering expenses from minor injuries to serious emergencies, so you can enjoy your time on the water with added peace of mind.
On-Water Towing
If your pontoon ever becomes disabled, towing coverage makes sure help is on the way. We’ll cover towing expenses up to the limit you choose, so you’re never left stranded.Fishing Equipment Coverage
For pontoon owners who love to fish, we offer protection for your gear. If your equipment is lost or damaged in a covered accident, we’ll reimburse you for replacement—up to $10,000.Additional Coverages
We also offer Roadside Assistance, Boat Rental Reimbursement, and Personal Effects Coverage, giving you even more ways to stay protected on and off the water.
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Tell us about your boat and the coverage you require. The form takes about 5 minutes to fill out and we'll be in touch with your options.
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