Luxury Cruisers and Yachts

For luxury boats over $500,000.

Enjoy your day on the water. We'll Handle the Insurance.

Your yacht isn’t just a boat, it’s your getaway, your retreat, and a place where memories are made. At Great Lakes Marine Insurance, we’re here to make sure it stays that way by providing reliable coverage that travels with you wherever you go.

Like the precision of your yacht’s navigation system, we’ll get you a quote quickly and make the process simple. And if you ever need support or have to file a claim, you can count on us to be right there, guiding you through it all like a trusted beacon on the water.

We know your yacht is a major investment and a source of pride. That’s why we’re dedicated to protecting it, so you can relax, enjoy the open water, and focus on what really matters, your time onboard.

We provide a comprehensive suite of boater-tailored coverage including:

  • Liability
    Accidents on the water can happen when you least expect them. If you accidentally damage another boat or someone is injured, liability insurance is there to protect you. It covers the costs of damages and injuries you are legally responsible for, giving you peace of mind so you can enjoy your time on the water without worry.

  • Comprehensive & Collision
    Some risks are beyond your control, like fire, theft, or vandalism. Comprehensive coverage protects your boat from these unexpected events, whether it’s on the water or stored away. Collision coverage ensures you’re covered if your boat strikes another vessel, dock, buoy, or other object, helping you handle repairs or replacements with confidence.

  • Uninsured/Underinsured Boaters
    Not every boater has the right coverage, but you don’t have to pay the price for their mistakes. If another boat collides with you and the owner has little or no insurance, uninsured/underinsured boater coverage steps in. It helps cover repair costs and medical expenses, giving you an extra layer of protection so you can focus on enjoying the water.

  • Medical Payments

    Boat insurance isn’t just about protecting your vessel, it’s also about keeping you and your passengers safe. Medical payments coverage provides financial protection if someone onboard is injured, covering expenses regardless of who is at fault.

  • On-Water Towing
    If your boat breaks down or becomes disabled, towing coverage ensures you’re not left stranded. We’ll cover the cost of on-water towing up to the limit you choose, so help is always within reach.

  • Personal Effects
    From fishing gear to electronics and other personal items, what you bring on board matters. If your belongings are damaged in a covered accident or go missing, you’re protected. We’ll reimburse you for replacements, with coverage limits up to $10,000.

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