Bass Boat Insurance

Enjoy your time on the water without worry.

Enjoy the Fishing. We'll Handle the Insurance.

At Great Lakes Marine Insurance, we know your bass boat is more than just a way to get on the water, it’s a key part of your passion for fishing and the outdoors. Whether you’re enjoying a quiet morning cast or gearing up for a tournament, we provide insurance solutions designed to match your lifestyle. With a deep understanding of recreational boating, our team is here to deliver reliable coverage so you can focus on what matters most—enjoying the water.

Bass Boat Coverage Options

  • Hull & Equipment Coverage (Physical Damage)
    Protects your bass boat, motor, trolling motor, depth finders, and permanently attached equipment from damage due to accidents, weather, theft, or vandalism.

  • Liability Coverage
    Covers bodily injury and property damage you may cause to others while operating your boat. Essential if you're involved in an accident on the water.

  • Agreed Value or Actual Cash Value
    Agreed Value pays the insured amount with no depreciation if the boat is totaled.
    Actual Cash Value takes depreciation into account when paying out.

  • Uninsured/Underinsured Boater Coverage
    Protects you if you're involved in an accident with another boater who has insufficient or no insurance.

  • Medical Payments
    Covers medical expenses for you and your passengers in the event of an accident, regardless of fault.

  • Trailer Coverage
    Protects your boat trailer from damage or theft, both on and off the road.

  • Personal Effects & Fishing Gear
    Covers personal belongings such as rods, reels, tackle, life vests, and electronics used in connection with your boat.

  • Tournament Fee Reimbursement
    Optional coverage that may reimburse prepaid tournament entry fees if your boat becomes unusable due to a covered loss.

  • Towing & Assistance
    Covers on-water towing, jump-starts, fuel delivery, or emergency assistance if your boat becomes disabled on the water.

  • Fuel Spill Liability & Wreck Removal
    Helps pay for environmental cleanup and legal liability if your boat causes a fuel spill or must be removed after sinking or grounding.

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